XiaoTong Column

2025-08-28

Chain Exploration”When USDC Meets an Interest Rate Cut Cycle: The Income Dilemma Behind the $60 Billion Reserve”

Stablecoin giant Circle stole the spotlight earlier this summer. On June 5, Circle’s stock (ticker: CRCL) hit the public market with a bang, opening at $69. Early investors who got in on its already-expanded IPO doubled their money overnight. All through June, CRCL kept soaring; when it neared $300, it had firmly claimed the title of “top-performing crypto stock.”

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2025-08-18

Chain Exploration”Lazy People’s Financial Management Strategies | Binance Increases USDC Subsidies; “AI Stablecoin” with $13 Million in Financing to Be Launched (August 18)”

On August 14, AI credit stablecoin protocol USD.AI secured $13M Series A funding (led by Framework Ventures, with Bullish, Dragonfly, etc. participating). Developed by Permian Labs, it lends to AI firms using GPU hardware as collateral, issuing USD-pegged USDai and yield-bearing sUSDai.

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2025-08-15

Founder’s Q&A “Should the first step in cross – border e – commerce entrepreneurship be product selection, website building, or finding partners?”

The first step in cross-border e-commerce entrepreneurship should be product selection. Only when you select the right products do subsequent website building and finding partners make sense. After product selection, website building can help you display products and attract customers, while finding partners is a means of expansion after the business is initially verified.

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