Crypto Week Sets the Tone for the Future: What New Opportunities Will the Three Bills Ignite?
July’s crypto market is abuzz—Bitcoin is smashing all-time highs, Ethereum spot ETFs have seen 9 straight weeks of inflows (with a record $850 million last week alone). But beyond the price charts lies a bigger catalyst in Washington D.C.: from July the 14th to the 18th, the U.S. House of Representatives is hosting its first-ever “Crypto Week,” focusing on three landmark bills: the GENIUS Act (stablecoins), the CLARITY Act (digital asset classification), and the Anti-CBDC Act (central bank digital currencies). This isn’t just a U.S. crypto turning point—it could reshape the global market.
The Bill Landscape: Compliance as the Common Thread
While each bill targets distinct areas, they all share a core theme: “compliance,” aiming to bring order to the long-chaotic crypto space.
The GENIUS Act: A “Stability Pact” for Stablecoins
Short for “Guiding and Establishing National Innovation for U.S. Stablecoins,” this bill aims to create a federal regulatory framework for stablecoins. Key rules include defining issuer qualifications requiring 1:1 reserves (cash or Treasury bonds), and mandating transparent audits. In simple terms, it wants to prevent 2022’s Terra-like collapses by ensuring stablecoins are actually stable.
Progress: The Senate passed it in June (68-30), but a procedural vote in the House failed on Thursday (July the 17th) due to 12 Republican hardliners. However—breakthrough! Trump announced on Truth Social he’d convinced opponents to back it, with House Speaker Johnson planning a revote on the the July the 16thth. Passage odds remain high—if it passes, it’ll be Crypto Week’s first law, paving the way for stablecoins to enter mainstream finance.
The CLARITY Act: Unshackling Exchanges and DeFi
The “Digital Asset Market Clarity Act of 2025” solves the “regulatory tug-of-war” by clarifying which crypto assets are SEC-regulated securities vs CFTC-regulated commodities. It also creates a “mature blockchain exemption” for decentralized networks, freeing some developers from “money transmitter” rules.
Progress: Proposed by two House committees in May, it was set for a July the 15th vote but hit the same procedural snag as GENIUS. Trump’s intervention may push a revote on the July the the July the 16thth afternoon, with strong passage chances. For Coinbase, Uniswap and others, this means lower compliance costs and unleashed innovation.
The Anti-CBDC Act: Keeping “Decentralization” in Market Hands
Short for “Anti-CBDC Surveillance State Act,” it bans the Federal Reserve from issuing a CBDC, arguing government-run digital currencies could enable mass financial surveillance. This aligns with crypto users’ privacy concerns, strengthens Bitcoin’s decentralized narrative, and removes a potential “state competitor” from the market.
Progress: The House Financial Services Committee confirmed it’s on this week’s agenda, though a vote date isn’t set. Passage would boost market confidence—privacy coins and anonymization tech could surge as winners here.
How “Compliance” Will Reshape Crypto
These bills aren’t just rulebooks—they mark the industry’s shift from “wild west” to mainstream acceptance. Here’s the breakdown:
✅ Stablecoins: From “Controversy” to “Infrastructure”
Stablecoins already power $2.38T in global payments and DeFi. Post-GENIUS, expect banks and retail giants (Walmart Amazon) to integrate stablecoin payments; DeFi protocols like Aave/Curve could see TVL spike as liquidity pours in.
✅ Exchanges & DeFi: A Boom in Innovation and Capital
CLARITY’s clear rules mean lower compliance costs—exchanges will see trading volume surge as institutions and retail flood in; DeFi could explode with new protocols, making Web3 NFTs, and decentralized identity (DID) mainstream.
✅ Decentralized Assets: A “Privacy Moat” Strengthened
The Anti-CBDC Act reinforces “decentralization” as a value—Bitcoin’s “digital gold” status will solidify, drawing long-term holders; privacy coins like Monero (XMR) Zcash (ZEC), and tools like Tornado Cash could thrive amid rising demand for financial privacy.
Investor Opportunities: Stablecoins Short-Term, DeFi Mid-Term, Bitcoin Long-Term?
⚠️ Note: This is trend analysis only—always DYOR; not financial advice!
1. GENIUS Act Playbook: The Stablecoin Ecosystem
• Crypto Assets: USDC/USDT (market share could expand)
• DeFi Protocols: Aave (lending), Curve (stablecoin swaps)
• Stocks: Circle (CRCL, USDC issuer)
2. CLARITY Act Playbook Exchanges & DeFi Blue Chips
• Crypto Assets: ETH (DeFi’s backbone)
• DeFi Protocols: Uniswap (UNI), Chainlink
• Stocks Coinbase (COIN), Robinhood (HOOD)
3. Anti-CBDC Act Playbook: Decentralization & Privacy
• Crypto Assets: BTC, XMR
• DeFi Protocols: Tornado Cash
• Stocks: MicroStrategy (MSTR, Bitcoin whale)
In short, these bills are driving three mega-trends: institutional capital inflows, crypto-traditional finance integration and a Web3 startup boom.
Short-term: stablecoin ecosystem plays
Mid-term DeFi leaders
Long-term Bitcoin, plus privacy coins and Web3 startups thriving under new rules—crypto’s “compliance date (compliance dividend era)” may have just begun.
Read More《加密周定调未来:三大法案将点燃哪些新机会?》
This content is AI-generated and does not constitute investment advice. Please exercise your own rational judgment.
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